Our Services
Financial Planning Based on YOUR Goals
Whether you're planning for retirement, building a business, starting a family, or looking to get your finances on track a CFP® professional can help turn the complex into simple. Our planning approach is tailored to your goals and will give you the confidence to take the next step in growing your wealth and living your best life.
AS A CERTIFIED FINANCIAL PLANNER™ PROFESSIONAL IT’S ALL ABOUT YOU:
Small Business Planning
Protection Planning
Portfolio Construction
Executive Compensation
Social Security Strategies
Cash Management
Retirement Income Strategies
Cash Flow Management
Credit Card Optimization
Major Purchase Planning
Behavioral Financial Advice
Asset Management
Retirement Planning
Employee Benefits
Charitable Giving
Estate Planning
College Education Saving
Tax Planning
Our process starts with your unique goals and objectives. We work together to create a tailored asset allocation model that gives you the best opportunity to achieve your short and long term goals. We then search the investment universe to find best in class asset managers, low-cost ETFs, and evidence based investment strategies. From there we stress test those portfolios to provide you confidence in any market scenario. We will continue to monitor your progress, and keep you up to date on any tactical changes.
Investment Management Tailored To Achieve YOUR Goals
OUR OTHER SERVICES INCLUDE:
Unlimited access to a CFP® professional
Investment advice on outside investment accounts, including employer retirement accounts
No account minimums
No transaction fees
Portfolio Rebalancing
Cost-effective implementation
Tax loss harvesting opportunities
Research and Educational Resources
Behavioral Advice
Based on a Vanguard study of actual client behavior, it was found that investors who deviated from their initial retirement fund investment trailed the target-date fund benchmark by 150 bps. This suggests that the discipline and guidance that an advisor might provide through behavioral coaching could be the largest potential value-add of the tools available to advisors. In addition, Vanguard research and other academic studies have concluded that behavioral coaching can add 1% to 2% in net return.